“We reach forth and strain every nerve, but we seize only a bit of the curtain that hides the infinite from us.”
Author: smarttalksucce
With improved life quality, people are experiencing a drastic increase in depression and related issues. It has deteriorated the mental health of people all over the world.
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Cinematic songs of praise for the visible invisibilities and the silent symphonies that make life worth living.
A sign is posted in front of new homes for sale at Hamilton Cottages on September 24, 2020 in Novato, California.
Justin Sullivan | Getty Images
There are signs that price growth could be cooling off in the otherwise red-hot housing market.
Prices rose 19.8% year over year in August, which was the same as the previous month, according to the S&P CoreLogic Case-Shiller Indices. That is the first time the annual gain hasn’t increased since early 2020.
The 10-city composite annual increase was 18.6%, down from 19.2% in July. The 20-city composite rose 19.7% year-over-year, down from 20% in the previous month. Prices in all cities covered are at an all-time high.
“We have previously suggested that the strength in the U.S. housing market is being driven in part by a reaction to the Covid pandemic, as potential buyers move from urban apartments to suburban homes,” said Craig Lazzara, managing director and global head of index investment strategy at S&P DJI. “August data also suggest that the growth in housing prices, while still very strong, may be beginning to decelerate.”
Phoenix, San Diego, and Tampa saw the highest year-over-year gains among the 20 cities in August. Phoenix led the way with a 33.3% year-over-year price increase, followed by San Diego with a 26.2% increase and Tampa with a 25.9% increase.
Eight of the 20 cities reported higher price increases in the year ending August 2021 versus the year ending July 2021.
Price gains were partly fueled by a drop in mortgage rates in July and August. The average rate on the popular 30-year fixed loan fell below 3% in July and stayed there until mid-September. It then began to rise sharply and is now around 3.25%, according to Mortgage News Daily. Higher interest rates could take some of the heat out of home prices in the coming months.
Home prices, however, are unlikely to cool significantly, as both homebuyer demand and investor demand are still high. The supply of homes for sale, especially at the lower end of the market, remains extremely lean. Some new supply did come on over the summer, but it is falling yet again.
“Persistently strong demand among traditional homebuyers has been amplified by an increase in demand among investors this summer,” said Selma Hepp, deputy chief economist at CoreLogic. “While strong home price appreciation rates are narrowing the pool of buyers, particularly first-time buyers, the depth of the supply and demand imbalance and robust demand among higher-income earners will continue to push prices higher.”
“You may encounter many defeats, but you must not be defeated. In fact, it may be necessary to encounter the defeats, so you can know who you are, what you can rise from, how you can still come out of …
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Are you deciding on whether to revamp your workspace? Many businesses are choosing to make the office more attractive nowadays for lots of beneficial reasons.
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“The one thing you learn is when you can step out of your comfort zone and be uncomfortable, you see what you’re made of and who you are.” ~Sue Bird
I am a recovering people-pleaser.
I grew up in a …
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“As always happens with contradictions, something in the assumptions has to give… Declaring something impossible leads to more things being possible.”
Your home is the place in the world where you should feel happiest, which is why you should take every effort to make the most out of your home.
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“Social Media doesn’t work for my business.” I hear this sort of thing all the time. Whether it’s direct to consumer (DTC), business to business (B2B), or even selling an in-person service, the simple truth is that social media is an extremely powerful tool that can 10x your business at a fraction of the cost […]