There are a lot of things you can aspire to in the business world, what exactly one is working for is entirely up to you. In a cutthroat world, it is also important to know why you are aiming for what you are aiming for? In this article, we will give you a blueprint of […]
The post International Business Men – 11 Famous International CEOs appeared first on Entrepreneurship Life.
“How people treat other people is a direct reflection of how they feel about themselves.” ~Paulo Coelho
He used to tell me no one else would love me because I’m damaged goods.
And I believed him.
Because I received messages …
The post Why I Felt Broken and Unworthy of Love and What Changed Everything appeared first on Tiny Buddha.
Veronica Smith, Founder of Impact Brands, Inc., a consulting and advisory firm that specializes in strategic planning, analysis and assessment in the areas of community and economic development, community engagement, and community revitalization joins Enterprise Radio.
The post Why Communities Disappear: The Unspoken Truths of Community Revitalization appeared first on Enterprise Podcast Network – EPN.
When Jerry Krause was General Manager of the Chicago Bulls, he once said to Michael Jordan the oft quoted expression, “There is no I in TEAM.” Jordan retorted by saying, “But there is an I in WIN.” What does it take to win? I believe there are five components that must be present to win […]
Pending home sales, which are a measure of signed contracts to buy existing homes, fell an unexpected 2.3% in September compared with August, according to the National Association of Realtors.
Analysts were predicting a slight monthly gain. Sales were 8% lower compared with September 2020.
Pending sales are a forward-looking indicator of closed sales in one to two months.
Sales may have dropped due to higher mortgage rates. The average rate on 30-year fixed-rate mortgages fell below 3% in July and stayed there until the first week of September, according to Mortgage News Daily. Then it began rising and crossed over 3%, ending the month at 3.15%.
Buyers are also still contending with very high home prices. Price gains have been close to 20% year over year. There was a sign, however, in August that the market was cooling, with fewer bidding wars and slightly more supply coming up for sale.
“Contract transactions slowed a bit in September and are showing signs of a calmer home price trend, as the market is running comfortably ahead of pre-pandemic activity,” said Lawrence Yun, NAR’s chief economist. “It’s worth noting that there will be less inventory until the end of the year compared to the summer months, which happens nearly every year.”
Regionally, pending sales in the Northeast fell 3.2% month over month and were down 18.5% from a year ago. In the Midwest, sales dropped 3.5% for the month and 5.8% annually.
Sales transactions in the South decreased 1.8% for the month and 5.8% from September 2020. In the West sales fell 1.4% monthly and 7.2% from a year ago.
“What nine months of attention does for an embryo forty early mornings alone will do for your gradually growing wholeness.” ~Rumi
We would likely all agree that manicures, baths, and cozy movie nights on the couch all fall under the …
The post Start Your Day Right with the Magic Morning Mindset appeared first on Tiny Buddha.
Robert J. Kohlhepp, who joined Cintas Corporation in July 1967 as controller while covering a span of 50 years was promoted to positions of general manager, vice president and treasurer, executive vice president, president, and CEO joins Enterprise Radio. His new book is Building a Better Organization.
The post Corporate Culture Boils Down to Four Essential Elements appeared first on Enterprise Podcast Network – EPN.
Mortgage rates have been on a tear this month, rising yet again last week to the highest level in eight months, according to the Mortgage Bankers Association. That caused mixed demand for mortgages last week, resulting in no change from the week before.
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($548,250 or less) increased to 3.30% from 3.23%, with points decreasing to 0.34 from 0.35 (including the origination fee) for loans with a 20% down payment. That rate was 30 basis points lower one year ago.
As a result, refinance demand fell 2% week to week, seasonally adjusted. Volume was 26% lower than the same week one year ago. The refinance share of mortgage activity decreased to 62.2% of total applications from 63.3% the previous week.
“The increase in rates triggered the fifth straight decrease in refinance activity to the slowest weekly pace since January 2020. Higher rates continue to reduce borrowers’ incentive to refinance,” said Joel Kan, MBA’s associate vice president of economic and industry forecasting, in a release.
Mortgage applications to purchase a home increased 4% for the week but were 9% lower than the same week one year ago. As home prices continue to rise, and most of the sales are in higher price tiers, the average loan size rose to its highest level in three weeks.
“Both new and existing-home sales last month were at their strongest sales pace since early 2021, but first-time home buyers are accounting for a declining share of activity,” added Kan.
The latest read on home prices from S&P Case-Shiller showed prices up nearly 20% nationally, but the annual gain, which has been rising steadily for the past year, did not change from the previous month. That could be a sign that higher mortgage rates are taking at least a little bit of the heat out of prices.
Mortgage rates edged down slightly to start this week, but that could just be a brief reprieve before next week. The Federal Reserve is widely expected to announce next Wednesday that it will taper its purchases of mortgage-backed bonds. That should send rates even higher.
Architecture has been a significant source of tourists and international travel. Landscapes and architectural input in a region add “Aesthetic Value” and the “Indulgence Levels” of an area. Studies show that architecture has an infinite impact on a country’s tourism prospects, economy, and growth of society. Today, some of the best architectural highlights include “Innovative […]
The post Top 7 Places to Visit to Adore Architecture appeared first on Entrepreneurship Life.
“Breathe. Let go. And remind yourself that this very moment is the only one you know you have for sure.” ~Oprah Winfrey
In 2012, during my community college years, I began to experience mild anxiety.
I assume it was …
The post How I’ve Eased My Anxiety by Being More Present: 4 Practices to Try appeared first on Tiny Buddha.
